You can help prevent card testing fraud by implementing security measures such as Address Verification System (AVS) checks and Card Verification Value (CVV) checks. Many fraudsters don’t have valid CVV data, so requiring validation will block these attempts. Stolen credit card numbers are also often missing complete address and other information. The fraudsters will try to transact […]

Stealing someone’s card online is essentially identity theft. Identity theft involves a fraudster stealing someone’s personal details, such as their name, BVN, NIN, debit card number or any other sensitive info, and using it to make purchases in their name. Around two-thirds of remote card fraud is due to card details theft. There are several […]

ID verification – validating the identity of the person attempting payment is a simple and effective way to reduce card fraud, and can be achieved by comparing anything from biometric data to identity documents or mobile data to a verified data set. Two-factor authentication – this extra layer of protection requires the customer to verify […]